Frequently Asked Questions



General Questions:

Q: What interest rate do you charge?

A: We charge 15% on the loan.

Q: Do I need to wait before getting a new loan?

A: No, there is no cooling off period in California.

Q: I don't need the money anymore and it has been only 2 days since I borrowed it.

A: That's fine. If you send back the money we will cancel the loan free of charge.

Q: Is there any kind of limit to the loan?

A: We won't (and can't) lend more than $300 to you.

Q: I'm not working at the moment, but I will be soon. Can I get a loan?

A: No, you must have been paid in the past month from a regular full time job.